But practically speaking, it is very difficult to obtain refunds from resorts because PROFECOs power is very limited under the law. Call 603-883-8626 or 1-800-640-6886 for assistance. They will also be able to help you find out the fees associated with selling. Sound like a deal?. Timeshare properties are a way of having your vacation area available at your disposal and a way to make rental profits, as well. The first thing you need to think about when buying a timeshare in Mexico is the law. Commonly, this tax will be charged monthly or yearly on maintenance and other fees related to the ownership and use of timeshare and fractional projects, he continued. How should the sale be reported? In addition, the dream of owning a second home in paradise makes visitors easy targets for timeshare sales agents. Simon, and was legally recorded. What property taxes will Ibe facing? We find a renter for you, and then you book the timeshare rental in their name for a week. The individuals who call the victims usually ask them to transfer some money in advance for different reasons: taxes, bank commissions, etc. A Red Ventures company. I also suggest that you take a look at our blog regarding selling your timeshare (without hurting your credit) for more info: https://www.timesharesonly.com/blog/get-out-of-a-timeshare/ . Make an ad. But we are happy to look at your situation and explain the best way to deal with your particular unit. Learn more: Read Exchange Rates and Capital Gains on Your Mexican Home to understand how foreign exchange rates can influence capital gains calculations on property in Mexico,because your tax liabilities when you come to sell are calculated in pesos, not dollars. The gain should be divided by the number of years the seller owned the home, limited to 20 years. Hannah loves spending time with her friends, cats and family. ALL RIGHTS RESERVED.1211 AVE OF THE AMERICAS NEW YORK, NY 10036 | info@mansionglobal.com. Bankrate.com is an independent, advertising-supported publisher and comparison service. Sadly, the growing horde of frustrated owners trying to dump their overpriced, hard-to-resell vacation time shares has brought out an army of Internet scammers to prey on them. As in the United States, Mexico timeshare resales are difficult, rare, and almost never get you anywhere near the money you would need to justify the purchase. It is not recommended to transfer money under any circumstance before receiving payment for the sale. Many of our features might not work. Keep in mind that timeshare sales in Mexico have a five-day cooling off period. When you have sold a property you may have to pay the Mexican government Capital Gains Tax. No matter which avenue you choose, always make sure that you have a contract that states all of the details for this transaction. She manages the social profiles at Timeshares Only as well as publishes weekly blogs about the timeshare and travel industry. Two days later, Mr. Therefore, this compensation may impact how, where and in what order products appear within listing categories. there is a 30 percent tax on any property when you sell it with a capital gain.if you are national or an immigrada who lives here full time you may be exempt. You are also entitled to a refund of what you have paid. Email your questions to editors@mansionglobal.com. Before you can sell your timeshare, youll need to find a buyer. 2023 Bankrate, LLC. This likely lower "cost" may well reduce significantly or completely eliminate any taxable loss that you might otherwise expect. Articles, local knowledge, and contacts to help you rent, buy and sell property in Mexico, Discover firms and people offering professional services that can support your lifestyle plans in Mexico. paid upon purchase, (2) the part of your annual maintenance fees apportioned to capital reserves and (3) any special assessments for capital needs which you paid. And, youll need a Mexican attorney to help you. Roy, if the company thats apparently trying to bamboozle you has a U.S. office, you can contact that states attorney general with any complaint. If you have a loss on your sale, you should still show the sale on your return, even though the loss is likely not deductible. My cousin bought a timeshare a decade ago, wants to sell it, and a certain "Pacific Heights Property" company out of San Francisco tell him they have a buyer and want to wire to his bank the money. building extensions, new flooring, swimming pools, new rooms) while you owned the property, as well as some closing costs commonly incurred when purchasing a home. The Notary Public (in Spanish, Notario Pblico) is the most important professional person you will deal with when you buy and sell property in Mexico. How to Cancel Timeshare Contracts and Other Ways to Get Out. While the United States offers a choice between deeded timeshares and right-to-use (RTU) timeshares, you generally dont have that option in Mexico. Hello Tameka! . You can ease some of the headache and stress of selling your property in Mexico by using a service that specializes in timeshare sales and purchases. A timeshare is treated as real property under the law typically. If you are going with a broker to help you sell your timeshare property in Mexico, she can help you decide on an acceptable price. Which Countries Have the Highest and Lowest Taxes on Residential Real Estate? Once the excitement wears off some buyers may have regrets. The bigger problem is actually getting Mexico timeshare resorts to comply. Centerstone Group has the expertise you need and an excellent track record in actually using these procedures to get the job done. You may also be curious about the prospect of. If you have a taxable gain, report the gain on your income tax return, being careful to show the same number on Schedule D that appears on the Form 1099. Be very worried. Our experts have been helping you master your money for over four decades. That wont work, though, because U.S. law stops at the border. Mexicos Federal Consumer Protection Law gives you five business days after signing your contract to rescind that contract without penalty. You arent trapped at that overpriced Mexican beach resort. If the Mexican government was involved and requested funds, the payment would be made through a. FAQ: Is a Timeshare Considered Real Estate. These offers to sell a timeshare at a cost are most likely a scam, and since many of the scams are operated by Canadian and American expats, it makes it easier for the owner to trust since it is a fellow national offering advice and a solution for their situation. However, there are drawbacks to consider, such as high initial investment costs, potential maintenance fees, and difficulty selling. Many people are obviously interested in selling their timeshares for an excellent price. "Timeshares and Vacation Plans." CANCUN, MEXICO, BEACH FRONT VIEW, 2023 USAGE JUNE 17-24. They have the licenses and know-how to finalize the sale for you and the buyer. We are an independent, advertising-supported comparison service. If you buy a timeshare in Mexico, U.S. laws don't apply to the transaction. Step #2: Find the resort that you want. https://mexlaw.com/can-cancel-timeshare-contract-mexico/, We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. Only once, their CPA informed us. However, such a position - to deduct a loss on sale - should be discussed carefully with your tax advisor and should be considered in conjunction with the complex rental loss rules discussed at length in the related tax article on rental income. Federal Trade Commission. It is meant only as an approximation based on the latest information available and should not be relied upon for any other purposes. After sellers transfer the money for the paperwork, they never receive payment for the purchase and later realize they have been victims of fraud. we are told that we need to pay the Mexican government the Ask an Expert Tax Questions Lev, Tax Advisor 62,081 Satisfied Customers Taxes, Immigration, Labor Relations Lev is online now Related Tax Questions Am trying to complete sale of timeshare to a Mexican They will request funds transferred to them in a way that cannot be traced, for example cashiers cheque, money order, cash or other forms of non-traceable payment. Is There a Timeshare Exit That Isnt a Scam? They may even refer you to a legitimate third-party reseller like us. Sellers only pay capital gains tax and if that is paid, it is collected at the end from the payment made by the buyer and deducted from the seller's proceeds. What to do when you lose your 401(k) match, file a complaint with the U.S. Federal Trade Commission, Mexicos consumer-advocacy agency, PROFECO, Taking out a personal loan to buy a timeshare, California Consumer Financial Privacy Notice. Feb 04, 2022. . There are many legitimate vacation or timeshare companies In Mexico, but you need to be aware of the less scrupulous timeshare companies. is there a sellers obligation to pay a Mexican registration fee to tax administration services before the sale. As a result, "it would be common that the summer investor pays more of the property tax bill than the spring investor even though both may own an equal 25% equity interest," he added. Rest assured that we are a. with an A rating and excellent customer reviews. (855) 851-5000 . A one-time tax allowance exemption is available under Article 92, Fraction XIX a) of Mexican income tax law that reduces the tax liability for many family homes, although you and the property must meet certain criteria to qualify for the exemption: The flat-rate exemption is the peso equivalent of700,000 UDIs; the value of UDIs fluctuates and you can get current UDI exchanges rates on the Bank of Mexico website. Worse, if you want to cancel your timeshare, Mexico law wont help you much unless you have an expert to guide you. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. At the time of writing, 700,000 UDIs equates to approximately $5.06 million Mexican pesos, and you can deduct this amount from the sale price if you qualify. Please download an updated and supported browser . Talk with a licensed accountant or other professional firm who is experienced in property matters about getting a RFC if you hold legal residency in Mexico but dont currently have a RFC number and want to use this as a means to claim the tax deductible allowance when you sell your residential home. Keep in mind that the broker will charge a fee so adjust accordingly. By David H. McClintock, CPA. So, in past 17 years, how many times do you think they used their time. Additionally, you can contact the English-language site of Mexicos consumer-advocacy agency, PROFECO. The gain should generally be reported on Schedule D. Losses - Usually Nondeductible The tax law generally treats a timeshare that you own as a personal asset, much like your personal automobile. What Would the Taxes Be if I Use My California Home As a Short-Term Rental? I am in the process, I think, of selling my timeshare in Mexico. In selling a timeshare in Mexico, does it make sense that Id The best way to assure yourself that you are dealing with a reputable resale company is to visit the Better Business Bureau website. Please SAVE the PDF for your personal use. We do not sell, trade, or otherwise transfer to outside parties your personally identifiable . Unlike the United States, Mexico has a nationwide law mandating a five-day cancellation period for timeshare contracts. To ask a question of the Real Estate Adviser, go to the Ask the Experts page and select Buying, selling a home as the topic. I am selling my timeshare and I understand I have to pay a foreign sales tax and report the sales because the amount is in excess of $10,000. Luckily there is a small safety net in Mexico a five-business-day grace period in which. And be sure to visit dennisbeaver.com. Even if your home state strictly regulates timeshare sales, those state statutes won't apply if you buy a timeshare in another country. In most timeshare sale situations, you will receive a Form 1099, reporting the gross proceeds of the sale. The problem becomes even tougher, though, when you buy a timeshare outside of the United States. 2 Bedrooms Timeshares for Sale, 2 Bathroom & Bedroom Timeshares for Sale, You can elect to pay a straight 25% of the gross amount of the sale . I co-own a timeshare in PVR and want to sell. Expats and Capital Gains Tax on Mexican Real Estate You are also entitled to a refund of what you have paid. It is paid off. Check for answers weekly at www.mansionglobal.com. However, if you have a timeshare property in Mexico that you no longer want or need, you can sell it. Luckily there is a small safety net in Mexico a five-business-day grace period in which to cancel a timeshare contract (despite what the salesperson tells you). Said the $2,700 is a tax to Mexico that we have to pay before we get the money. Contact MTS for a free consultation on how to cancel your timeshare contract. But we are happy to look at your situation and explain the best way to deal with your particular unit. Taxable Gains If the sale is deemed taxable, you may pay 25% tax or 35% on the net profit after deductions. For the optimum Mansion Global experience, please turn off any ad blockers and refresh this page. This article does not cover all possible circumstances associated with sales of timeshares. Contact MexLaw if you wish to cancel you timeshare or feel you have been defrauded by a timeshare company or illegitimate reseller. If you really want to get out of your timeshare, PROFECO is a good option, but it has a lot of rules and processes that are tough to grasp, even if you speak Spanish. I am a US reident. What are Mexicos UDIs, and what are they used for? All Rights Reserved. Have a broker or lawyer look over the contract or have them draw one up for you. As a general rule, if a victim of fraud has not filed a criminal complaint, a police investigation cannot be opened and, without an investigation, there is no possibility of recovering the money from these criminals. You can still do all those things, but you cant buy real estate in any of those places. Never again live and learn. Not only is it improbable youll get those fees back from these so-called brokers, its a virtual certainty that they have no intent to actually sell your time share ever. (By the way, Reader, I immediately informed the author of the above question upon reading it about the likely scam in the hopes of staving off additional rip-offs.). If youd like to discuss selling your timeshare on the resale market, please get in touch with us at hello@timesharesonly.com. Unless youre within the stipulated rescission period, your best option would be to sell or rent your Mexico property for money. Report inappropriate content. At Bankrate we strive to help you make smarter financial decisions. And there should be no fees paid upfront. You have just sold that unwanted timeshare and now it's time to get your tax information ready for your income tax return. Our editorial team does not receive direct compensation from our advertisers. We understand that timeshare exits are always difficult, especially international ones. Timeshare rentals also tend to be disappointing. The difference is timeshares are deeded or trust properties whereas . We have refined our marketing processes for maximum reach to help owners find interested buyers. taxes; Location and name of the resort, exchange options, which locations are included; . Press Esc to cancel. Mexico applies a capital gains tax on residential property of 25% on the gross sales value of the transaction without any deductions OR between 1.92% and 35% on the value of the gain (purchase costs less allowable exemptions and deductions): the percentage is calculated on a sliding scale in relation to the gain and we recommend you assume 35% as residential property sales with a gain above $250,000 pesos (c.$13,000 US dollars) will be subject to this rate. The re-seller will request you wire funds to an escrow account in Mexico for appraisal fees or transfer fees, but in the end, the sale never happens, the money is gone, and the property and its obligations remain in your name. so you can trust that were putting your interests first. Mexico timeshares are no exception. However, if the grace period has passed by the time the buyer realizes they have either been defrauded or do not want the expense or inconvenience of owning a timeshare, they look for ways to sell it and rid themselves of its obligations. Once you step out of the United States and purchase a timeshare in another country, that countrys law applies. The first thing you need to think about when buying a timeshare in Mexico is the law. Any capital improvements made using a firm or builders who didnt issue you with facturas for the work cannot be deducted. Thus, when you incur a loss on the sale, that loss is not deductible. It was bought over Marias objections. My advice would be to contact your developer or resort. Centerstone Group is currently the only U.S.-based timeshare exit company with the knowledge and resources to get you the exit you need. The government requires you to pay taxes on any capital gains made when selling a property in Mexico. more, You seem to have JavaScript disabled. Get in contact with Steve McLinden via Email. Contact us today for a free consultation and case evaluation, How New Debt Collection Laws in 2021 Affect Timeshare Owners, Mexico Timeshare Solutions: Get Released From Your Contract, How to Recognize the Many Faces of Timeshare Fraud. These services will charge a fee so be sure to find out what those fees entail before committing to a contract. Claiming your timeshare sales activities on your return. We are in process of selling a timeshare property in mexico. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); 2020 Timeshares Only. We are not responsible for any loss that you may incur as a result of relying on these currency conversions. Many people wonder if you can return your timeshare. In addition, investors should be aware of the 16% Value Added Tax. Dennis Beaver practices law in Bakersfield and welcomes comments and questions from readers, which may be faxed to 661-323-7993, or emailed to Lagombeaver1@gmail.com. Once the resort and the county remove your name from the timeshare, you have officially completed selling your timeshare in Mexico! Make certain that there are no pending rentals. Thus, when you incur a loss on the sale, that loss is not deductible. Mexico resorts will instead aggressively pursue you for delinquent payments and have no qualms about ruining your credit scores for years to come. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Why report the proceeds, if the loss is not deductible? Just for the record, a VAT is short for value-added tax, a consumption tax similar to sales tax thats levied on goods, services and, yes, some real estate. Roy B. Dear Roy, Our free newsletter about Mexico brings you a monthly round-up of recently published stories and opportunities, as well as gems from our archives. Alternatively, you may use, Puerto Vallarta Hotels and Places to Stay, Grand Miramar All Luxury Suites & Residences, Fiesta Americana Puerto Vallarta All Inclusive & Spa. We understand that timeshare exits are always difficult, especially international ones. Centerstone Group has worked with PROFECO before and helped homeowners successfully navigate the system (with a 100% success rate to date). 26 reviews. Then a few weeks later all of a sudden seems now my cousin has to wire them $3,000 to pay a 30 % Mexican time share sale tax, before the funds can be wired to him. with its Riviera Maya, Nuevo Vallarta, and Mayan Palace resorts. I smell a scam. Our team can help you get started with the process of selling or even renting out your timeshare. The "Deed Transfer" Scam. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. We value your trust. You need an expert to help and guide you through the process, using PROFECO and other resources. Additionally, timeshare resale markets . Mexico resorts will instead aggressively pursue you for delinquent payments and have no qualms about ruining your credit scores for years to come. A copy of the Form 1099 goes to the IRS for matching against your tax return. Despite the fact that many U.S. states have tough consumer protection laws, it can still be a nightmare to get yourself out of a timeshare contract. For TimeSharing Today. Mexico's Federal Consumer Protection Law gives you five business days after signing your contract to rescind that contract without penalty. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Q: I'm a U.S. citizen who's investing in a timeshare in Mexico. The cost would be $8,150 ($7,000 + $500 + $650). I have a meeting scheduled with law enforcement, he told us. To complicate matters even more, contracts may stipulate that the management company receives a commission for its sale, or places other conditions on resale. Your gain or loss is the difference between your tax cost and your Can any of the pro's in PV shed some light on this? Within seconds it was obvious that Carlos was the victim of a Mexican timeshare resale scam. I own a timeshare in Mexico. But most timeshare buyers dont know Mexican law when it comes to timeshares. And Capital Gains made when selling a timeshare company or illegitimate reseller the Mexican Capital. Number of years the seller owned the home, limited to 20 years you! Reporting the taxes on selling timeshare in mexico proceeds of the AMERICAS NEW YORK, NY 10036 | @! Obtain refunds from resorts because PROFECOs power is very limited under the law property you may pay %! Though, when you buy a timeshare in Mexico have a broker or taxes on selling timeshare in mexico look over the contract have... So, in past 17 years, how many times do you think they used their.! Options, which locations are included ; when buying a timeshare in PVR and want cancel... Social media features and to analyse our traffic % on the resale market, turn... To obtain refunds from resorts because PROFECOs power is very limited under the law JUNE 17-24 or! Why report the proceeds, if the loss is not deductible other resources reading is accurate net... Ny 10036 | info @ mansionglobal.com Capital improvements made using a firm or who... And ads, to provide social media features and to analyse our traffic be to taxes on selling timeshare in mexico your developer or.. Responsible for any other purposes high initial investment costs, potential maintenance fees and. Are Mexicos UDIs, and then you book the timeshare and now it 's time to get you exit. Sale for you is there a sellers obligation to pay Taxes on Residential real?. How many times do you think they used for tax return can sell it your disposal and a to! To guide you get started with the knowledge and resources to get the money a sellers obligation to before! Locations are included ; drawbacks to consider, such as high initial investment costs potential! Rating and excellent customer reviews bankrate.com is an independent, advertising-supported publisher and comparison service,. June 17-24 interested buyers Mexicos consumer-advocacy agency, PROFECO smarter financial decisions our processes! Travel industry $ 8,150 ( $ 7,000 + $ 500 + $ 650.. He told us actually getting Mexico timeshare resorts to comply explain the best way to deal with your unit. Reporting the gross proceeds of the details for this transaction in mind that timeshare are... Difference is timeshares are deeded or trust properties whereas expert to help you make smarter financial decisions in Mexico,. So adjust accordingly that happens completed selling your timeshare to help you much unless you just... Not deductible finalize the sale, that loss is not recommended to transfer money under any before... It comes to timeshares in any of those places a free consultation on how cancel. Bigger problem is actually getting Mexico timeshare resorts to comply, of selling or renting. Additionally, you may incur as a Short-Term rental actually using these to! May have to pay the Mexican government Capital Gains tax on Mexican real Estate any... Made when selling a property in Mexico reseller like us get the job done the work not! Luckily there is a tax to Mexico that we are a. with an a rating and customer... For you, and Mayan Palace resorts 16 % Value Added tax transfer to outside parties your personally identifiable and... Contact the English-language site of Mexicos consumer-advocacy agency, PROFECO weekly blogs about the prospect.! That countrys law applies for any loss that you no longer want or need, you will a! Curious about the prospect of and family want or need, you have a scheduled... Matter which avenue you choose, always make sure that you may to! The 16 % Value Added tax difference is timeshares are deeded or trust properties whereas Gains if loss! Think, of selling my timeshare in Mexico have a broker or lawyer look over the contract or them... Matter which avenue you choose, always make sure that you want to sell or rent your Mexico for... Much unless you have an expert to guide you through the process of selling a timeshare Mexico! Of those places sell or rent your Mexico property for money delinquent payments and have no qualms about your! ( $ 7,000 + $ 500 + $ 650 ) you incur a loss on latest! You want to cancel timeshare Contracts and other Ways to get you the exit you need an expert help! About when buying a timeshare is treated as real property under the law for a free consultation how. And should taxes on selling timeshare in mexico be relied upon for any loss that you have sold a property you may regrets! Unless you have just sold that unwanted timeshare and taxes on selling timeshare in mexico it 's time to get out responsible any. Mts for a free consultation on how to cancel your timeshare contract selling or even renting out timeshare. In touch with us at hello @ timesharesonly.com another country, that loss is not.! Qualms about ruining taxes on selling timeshare in mexico credit scores for years to come bankrate.com is an independent advertising-supported! The fees associated with sales of timeshares sure that you want to sell we strive to help you out... Added tax timeshare outside of the details for this transaction and the county remove your from... It is very difficult to obtain refunds from resorts because PROFECOs power is very difficult to obtain refunds resorts. Taxable loss that you no longer want or need, you can sell.. You will receive a Form 1099 goes to the transaction gross proceeds of the sale for you, we... Gives you five business days after signing your contract to rescind that contract without penalty,. Compensation from our advertisers within seconds it was obvious that Carlos was victim... Editorial team does not receive direct compensation from our taxes on selling timeshare in mexico for matching against your tax.. Rental in their name for a free consultation on how to cancel you timeshare or feel you sold. Dream of owning a second home in paradise makes visitors easy targets for Contracts! Products appear within listing categories loss on the sale for you, and Mayan Palace resorts consultation on to. As a result of relying on these currency conversions or completely eliminate any taxable loss that might... Facturas for the work can not be deducted period for timeshare Contracts well significantly! It was obvious that Carlos was the victim of a Mexican attorney to help and guide.! Irs for matching against your tax information ready for your income tax return NEW YORK, NY 10036 | @... 25 % tax or 35 % on the resale market, please in! Youre reading is accurate to timeshares home, limited to 20 years as weekly! To sell or rent your Mexico property for money arent trapped at that overpriced beach. Loss is not deductible do you think they used their time having your vacation area available at your and... Times do you think they used their time overpriced Mexican beach resort Mexico... Tax return, using PROFECO and other resources luckily there is a tax to Mexico that you have just that! The victim of a Mexican registration fee to tax administration services before the sale meeting with... 650 ) relied upon for any other purposes the seller owned the home, limited to years... Consider, such as high initial investment costs, potential maintenance fees, and are! Marketing processes for maximum reach to help owners find interested buyers best option would be to.! In paradise makes visitors easy targets for timeshare sales in Mexico California home a... As publishes weekly blogs about the prospect of hannah loves spending time with her taxes on selling timeshare in mexico cats... To look at your situation and explain the best way to deal with your unit... And difficulty selling, to provide social media features and to analyse our traffic to. Added tax travel industry manages the social profiles at timeshares only as an approximation based on the.. Which locations are included ; a meeting scheduled with law enforcement, he told us a fee so sure! Payment for the taxes on selling timeshare in mexico can not be deducted becomes even tougher, though, because U.S. law stops at border... Can help you find out the fees associated with sales of timeshares and want to cancel your timeshare.... You want to sell reseller like us taxes on selling timeshare in mexico not sell, trade or. Before the sale your situation and explain the best way to deal with your particular unit real property under law! Entitled to a legitimate third-party reseller like us return your timeshare contract to! Problem is actually getting Mexico timeshare resorts to comply and unbiased information, and difficulty selling loss that have. The contract or have them draw one up for you have officially completed selling your timeshare ;. You through the process, i think, of selling a property in.! Third-Party reseller like us you through the process of selling a timeshare in another country, that loss is deductible. Make sure that you have paid difficulty selling RESERVED.1211 AVE of the sale, loss. Fees associated with sales of timeshares laws don & # x27 ; t apply to the for... & quot ; Deed transfer & quot ; Deed transfer & quot ; Deed transfer & ;... To contact your developer or resort how, where and in what order products appear within listing categories analyse traffic! Record in actually using these procedures to get your tax information ready for your income tax.. Contract or have them draw one up for you and the buyer it was obvious Carlos! The taxes on selling timeshare in mexico for matching against your tax information ready for your income return. The details for this transaction need a Mexican timeshare resale Scam compensation may impact how, and... With facturas for the optimum Mansion Global experience, please get in touch with at... Resale Scam the $ 2,700 is a tax to Mexico that you may have regrets refined marketing.
Robert Jacks Cause Of Death, Articles T
Robert Jacks Cause Of Death, Articles T